Privacy Policy

  • Security & Privacy – What our Privacy Policy Covers

  • Pay N Seconds is committed to protecting your privacy. This policy includes information about how your personal and payment information is collected, stored and used.

    Personal Information. Pay N Seconds will ask you for information, including some personal information, if you use our service. Our primary purpose in collecting personal information is to provide you with a safe, smooth, efficient and customized experience.

    When using Pay N Seconds, you have the option to provide information, yet some information will be required to submit a payment. Keep in mind that if you withhold information, you may not be able to use some of our services. In order to create an account, you need to share your name and e-mail address. You do not have to create an account to visit the site. You will have to create an account if you use our bill pay services. Once your account is created, you will have an account with Pay N Seconds with a corresponding password. It is your responsibility to maintain current account information and to keep that information confidential. We recommend that you always log out from your account at the end of a session with us to prevent unauthorized access to your account.

    Before allowing you to use our service, we may require you to offer additional data we can use to verify your identity or manage risk, like your date of birth, social security number or other information. We may use your personal information to process transactions, provide requested service and customer support, resolve disputes, collect fees, verify information with third parties and improve our services.We may collect information from or about you in other ways which may not be described.

    Payments.Submitting payments with Pay N Seconds is simple, safe and secure.

    When you make a payment at, you must provide an account number that is provided by the company receiving the payment, a billing address, your phone number and credit card or bank account information. By creating an account, you become a registered user of You can choose to store information needed to make a payment, such as your credit card number and billing addresses in the My Profile section. If you change your mind about storing this information, you can edit or delete it by going to My Profile. To process your payments, we need to share some of your personal information with the person or company that you are paying. The clients we work with need this information to successfully accept and apply payments from you through Pay N Seconds. In doing so, a client may share information about you with us, such as your email address or account number, when you attempt to pay that client. We use this information with the client to confirm that you are a Pay N Seconds customer and that the client should enable Pay N Seconds as a form of payment for your bill. Your credit card number or bank account number will not be disclosed to anyone you have paid through Pay N Seconds, except with your express permission. Personal information may be disclosed if required by law.

    Site Tracking. Learn how Pay N Seconds uses and tracks information to improve your experience.

    Pay N Seconds aims to constantly update and improve the features on our site. We do this using several tools. When you visit Pay N Seconds, your IP address and browser type are collected so we know more about how our website is used. When you access our website, we, or companies we hire to track how our website is used, may place small data files called "cookies" on your computer. A "session cookie" is sent to your computer when you log in to your account. This helps us recognize you if you visit multiple pages on our site during the same session, preventing us from asking you for your password on each page. Once you log out or close your browser, this cookie expires. To prevent cookies from being placed on your computer, you can set your browser to reject cookies or to notify you when you are sent a cookie. For instructions, refer to your browser's Help Menu. Payment features may not be available if you delete or reject cookies.

    Security. At Pay N Seconds, your account's security is our top priority.

    Pay N Seconds understands that we are trusted to protect personal information. We take that task seriously. We maintain physical, electronic and procedural safeguards to protect your personal information. Only authorized employees are given access to personal information if it is required to fulfill their job responsibilities. We use encryption and industry-standard Secure Sockets Layer ("SSL") authentication to guarantee the confidentiality of online transactions. This helps protect your information from third party interception. Your full credit card number is never displayed and the last four digits of your credit card are used for verification purposes only. We recommend that you do not share your password with anyone. Despite all of our internal efforts, there is always a risk that third parties may unlawfully intercept transmissions from you to Pay N Seconds. We cannot ensure the security of your data during transmission to us. You transmit all information at your own risk.

    Questions About This Policy
    If you have any questions about this Privacy Policy, please contact Pay N Seconds directly at:

  • PNS Partners
  • 800.353.9130
  • 240 Glenis Drive
  • Murfreesboro, TN 37129
  • This policy was last updated on July 26, 2012